This year's holiday season is just around the corner, but it's not too early to plan for next year by opening a Christmas Club account at your credit union. Think of it as preventive medicine for that holiday hangover you've come to expect! It can be a painless remedy, too, because by opening a Christmas Club account now, you'll have more time to tuck away funds. For example, if you save $50 for 12 months, you'll have $600 to spend next year. Determine how much you will need for all your holiday needs, then have the funds automatically transferred each month into your Christmas Club account. That way you probably won't feel a thing because what you don't see, you don't miss. Stop by your local credit union to get started today!